carefully before using this website ("the Website").
| In a nutshell:
By using our website you agree to all the terms below.
It's all legal, so if your proceed to access any part of this website, you cant try to sue us for any reason.
|collection of data + disclosure to third parties|
all else, know this -- your privacy will always be respected. We will not sell
the rights nor the possession of your data or any personally identifiable
information to any outside organization for the duration and extent of our
business practice outside of what you agreed to and authorized, when you gave
explicit consent to cmi media inc. upon your registration. In some instances,
our company may at any time hire an outside party to list manage our data but
at no time will they own the data in any way. We may disclose, transfer and
sell individual information to an entity which becomes affiliated with our
company through formation, merger or acquisition.
Upon registration, you have acknowledged and confirmed to have provided explicit consent to receive information, updates and promotional material (via mail, email, or other means of individual communication) from cmi media inc. group of companies and subsidiaries and/or on behalf of its third party partners. Know that if you gave consent in error or wish to withdraw consent, you may do so at any time. In some circumstances, a change or withdrawal of consent may affect your ability to use our website or services.
We believe that the responsible use of data collected and full disclosure of how it is being utilized, is critical to our business objectives and reputation. As part of our commitment to privacy, we want subscribers to fully understand the terms and conditions surrounding the capture and use of that information. We are dedicated to ensure that you are aware of all aspects surrounding your registration. Questions and comments may be sent via email to firstname.lastname@example.org
We will identify the purposes for which we collect personal information before or when we request the information. We will not use or disclose personal information for any purpose other than the purpose(s) for which it was collected without first obtaining your consent.
When you provide registration, you agree to provide accurate, current and complete information about yourself ["Application Data"] as prompted by any cmi media inc. registration form. cmi media inc. reserves the right, in its sole discretion, to terminate your participation in any offer where you have provided inaccurate, untrue, deceptive and/or incomplete Application Data. cmi media inc. reserves the right, in its sole discretion, to accept or reject any registration for any reason, or for no reason, whatsoever.
Subject to any legal or accounting requirements, we will retain personal information for as long as necessary to fulfill the purposes for which it was collected or consent by you has been withdrawn. When personal information is no longer required or consent is withdrawn, it will not longer be used, but copies of deleted information may continue to exist on back-up media.
You acknowledge and agree that your personal information may be transmitted, transferred, processed, and/or stored outside of Canada. We will use reasonable means to ensure that your information is protected, but cannot guarantee that the laws of any foreign jurisdiction will accord the same degree of protection as the laws of Canada. By submitting your personal information to us, you consent to the transmission, transfer, processing and/or storage of your personal information outside of Canada.
| In a nutshell:
Your privacy will always be respected.
Data collection was provided with consent.
We reserve the right to terminate your participation at any time.
|canada anti spam legislation act compliance|
|Because we value your privacy, we have taken the necessary precautions to be in compliance with the Canadian Anti Spam Legislation (CASL). We therefore will not distribute your personal information to outside parties without your consent.|| In a nutshell:
We are CASL compliant.
|applications requesting auto financing|
instances of registration requests for financing, access to personal
information we obtain resulting from the submission of a loan application will
only be made available to service providers directly involved with the request
for financing or obtaining credit.
We will not collect personal information which is not necessary and, except as specified, will not use or disclose personal information for any purpose other than the purpose(s) for which it was collected without first obtaining your consent. The information that we collect is used and disclosed only for business purposes. These include:
you authorize us to connect you with motor vehicle dealerships or financing entities that may be able to assist you in purchasing a new or used vehicle; the purpose for which consent is being sought is to assist you in this process by disclosing your personal information to motor vehicle dealerships, and/or organizations in your geographical area that may offer products or services directly or indirectly related to the vehicle sale industry. Such services may include financing, credit repair and insurance. Only the information necessary to determine whether a motor vehicle dealership or other product or service provider may be able to assist you in purchasing a new or used vehicle or to offer products and services, as contemplated above, will be sold and/or disclosed. Such parties who receive your information may conduct independent searches in relation to your personal information.
you authorize us and/or our agents/affiliates to provide reports on the status of your application, including information concerning whether you pre-qualify for a loan or not, which lender's loan offer (if any) you choose to accept, whether your application for credit is denied, and whether you accept a loan from that lender.
you authorize us to sell to one or more person or organization, car dealerships any or all of which may conduct independent searches in relation to your personal information, including social insurance number.
you authorize us and/or our agents/affiliates sell and/or otherwise disclose this personal information to other wholesale lead providers or motor vehicle dealerships which may be able to assist you in purchasing a vehicle.
you authorize us and/or our agents/affiliates to process, track and communicate with you about your loan application
the motor vehicle dealership and/or other persons or organizations may contact you in the future for additional information. In addition, we may retain some of your personal information to contact you, directly or through an affiliate, in the future with respect to products and services which may be directly or indirectly related to the vehicle sale industry, including auto loans and other financial or automotive related products.
any other reasonable purpose for which you provide consent.
You agree not to hold us liable for the actions of any third party partner, and understand that you must take legal action against them directly should they commit any tort or other actionable wrong against you.
Protect yourself. Again, we are empowering you to take notice of how your data will be utilized.
| In a nutshell:
Information collected is forwarded to only the service providers directly involved with the request for financing or obtaining credit.
You authorize us and provide consent to do many things to help you obtain credit.
|right to change our site|
media inc. may, in its sole discretion and for any reason, reserves the right
to modify, add or delete any documents, information, graphics or other content
any time without notice.
You should visit our website periodically to review any changes. Your continued use of cmi media inc. websites following the posting of changes will mean that you accept those changes. If, for any reason, you do not agree with any of the changes whole in part, you should exit the website.
| In a nutshell:
We reserve the right to make changes to the site without notice.
|linking + 3rd party sites|
media inc. does not warrant the inclusion of any link on any of its site
properties nor does it constitute endorsement of the linked website by the cmi
media inc. site property. Use of any such linked website is at the user's own
We are not responsible for the accuracy or authenticity of the information or content contained in any such linked website, or for the products or services offered or sold through any such linked website. Such links shall not be construed as an approval or endorsement by us of the linked website, or information, content, products or services offered therein. These links are provided only as a convenience to you. If you decide to access other websites through our Site, you do so at your own risk.
We tag many of our links. We do not to this to affiliate ourselves with these companies; we use these tags to track and follow the offers we share on our websites. We are no way trying to affiliate our website and services with the offers and companies we post about through these tags. We respect all policies, trademarks, and copyrights of all the companies we share posts about.
cmi inc. does not in any manner make endorsements, warranties or representations of any kind whatsoever regarding those other external properties, accuracy or appropriateness of said content, and any and all applicable information made available via their site content. Your decision to access any such other web sites shall be entirely at your own risk and discretion. cmi inc. will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content.
If we are doing anything that is incorrect to your business and/or legal standards please email us at email@example.com and we will work to fix the matter judiciously.
| In a nutshell:
Just because we link to another site does not mean we endorse or approve of that website. Click at your own risk.
|content for children | minors|
media inc. does not knowingly collect personal information from minors. We
request that minors do not submit any personal information to us. Use of this
website is void where prohibited by applicable law.
Our company understands the importance of protecting children's privacy, especially in an online environment. Our sites are not intentionally designed for or directed at minors. It is our policy never to knowingly collect or maintain information about anyone who is a minor in their jurisdiction. If you know someone who is a minor and who is registered with us, please contact us. We will work to fix the matter judiciously.
Please be aware that we do our utmost to maintain appropriate site content. There may be links or content on a advertiser site that may contain mature content or that may be considered offensive to some that we are unaware of. Please protect yourself as we are empowering you to take notice of all external site content. If an advertisers site content is not appropriate and is considered offensive by you, please notify us and we will investigate judiciously.
| In a nutshell:
We do not knowingly ever collect info of a minor.
|technical and operational|
have technological and operational security policies and procedures in place to
protect your personally identifiable information from loss, misuse, alteration
or unintentional destruction. Our personnel who have access to the data have
been trained to maintain the confidentiality of such information.
At some places in the site, "cookies" and "web beacons" are used to enhance the your online experience.
A cookie is a small piece of information stored on your computer by a web page. It is used to identify you to the web server. It tells the server who you are when you return to a page on the same website. Your browser will only send a cookie back to the domain that originally sent it to you. A cookie cannot run any programs, deliver any viruses, or send back information about your system.
Most web browsers automatically accept cookies, but if you do not wish to have cookies on your system, you should adjust your browser settings to decline them or to alert you when cookies are being sent. If you decline cookies, you will still be able to use our website and services, but your ability to access certain features and functions may be affected.
Some of our web pages contain an invisible electronic image known as a "web beacon." Web beacons are similar in function to cookies, but allow websites on different domains to share information. We may use web beacons to transfer your subscription access information between our websites and domains. Web beacons do not transmit any personal information that we collect to any websites that are not owned by cmi media inc. group of companies and subsidiaries or its affiliates.
To protect both you and us, we use services provided by a third-party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code file may be placed on your device to identify it in the future when you visit our website or connect with our applications. On connection with our site or service, we will transmit that device identification code to the third-party's server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party's server responds with a code recommending that transactions be accepted, denied, or reviewed, according to settings we have selected. We also report to the third-party if we conclude that a device has been used in connection with a fraudulent or abusive transaction with us. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. We share with the third-party referenced above only information about the device you are using, which may also have been used or appropriated by others, and do not identify you or reveal the details of your transaction to that third-party. If your requested transaction is declined, or if you have questions about our use of a "device reputation" service, please contact Customer Service.
| In a nutshell:
Tech mumbo jumbo.
|trademark and copyright infringement|
information, names, logos, trademarks and designs that identify our brand that
are contained and accessed on the site are provided by cmi media inc. As
content on the Site is copyrighted, any unauthorized use of any materials on
the Site may violate copyright, trademark and other laws. Should a user
download the materials on the Site for personal or non-commercial use, the user
must retain all copyright and other proprietary notices contained in the
original materials on any copies of the material. Materials on the Site may not
be modified, reproduced or publicly displayed, performed or distributed or used
for any public or commercial purposes without expressed written consent from
cmi media inc.
cmi media inc. does not claim to or imply to be directly affiliated with the brands, manufacturers, companies, or retailers of the products listed on cmi media inc. websites, and in no way claim to represent or own their trademarks, logos, marketing materials, or products. None of the companies that produce, manufacture, promote, or distribute the products listed on cmi media inc. websites own, endorse, or promote cmi media inc.
We offer both free and commercial content. We collect information from a vast amount of sources to deliver new content for our users on a daily basis. We give full trademarks, copyrights, to the respected owners of the logos used within our website's content. We do not use logos in a negative manner, nor do we use them to promote our own name, cmi media inc.
| In a nutshell:
Don't steal our stuff.
Dont copy anything from our website unless we tell you its okay.
We have attorneys we pay no matter what so we are happy to keep them busy because of you.
|unsolicited communication and your conduct|
receive any unauthorized commercial communication, hacking tactic or phishing
activity that appears to be from our company, please notify us immediately. Our
company will investigate all complaints judiciously. If we find other persons
or entities using our name inappropriately, we will not hesitate to contact our
legal counsel and initiate all feasible legal action.
In recognition of the global nature of the internet and its breadth of reach around the world, you adhere to and agree with your registration, not to utilize your registration to commit any criminal offence of any kind that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable to any party whatsoever whether intentionally or unintentionally, violating any applicable local, state, provincial, national or international law.
You agree that you are responsible for your own conduct when using this site and our services. Misuse or unauthorized use of the site, its contents, services, network and systems, or of any information is strictly prohibited and cmi media inc. reserves the right, at its sole discretion and without liability or prejudice to any other remedies that it may have, to immediately suspend or terminate access by any user who is using, or who we reasonably believe to be using the site or its services in violation of the terms of agreement.
You acknowledge, consent and agree that cmi media inc. may access, preserve and disclose your account information if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Agreement; (c) respond to claims that indicate a violation of the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of our members or the public at large.
| In a nutshell:
Don't be a dumb ass or we disclose your info.
|legal indemnification and provisions|
agree to defend, indemnify and hold harmless cmi media inc. and its officers,
directors, employees, agents, affiliates, representatives, sublicensees,
successors, assigns, and Industry Professionals (collectively, the
"Indemnified Parties") from and against any and all claims, actions,
demands, causes of action and other proceedings (collectively,
"Claims"), including but not limited to legal costs and fees, arising
out of or relating to: (i) Your breach of this Agreement, including without
limitation any representation or warranty contained in this Agreement; (ii)
Your access to or use of the Website or Services; or (iii) Your provision to
cmi media inc. or any of the Indemnified Parties of information or other data.
The Indemnified Parties will have the right, but not the obligation, to participate through counsel of their choice in any defense by You of any Claim as to which You are required to defend, indemnify or hold harmless the Indemnified Parties. You may not settle any Claim without the prior written consent of the concerned Indemnified Parties.
This Agreement may not be modified. English shall be the language of this Site, and all transactions occurring in connection with this Site, and the parties waive any right to use and rely upon any other language, or translations.
This Site is controlled by us from our offices within the Province of Ontario, Canada, and is intended for users who reside within Canada. We make no representation that materials on this Site are appropriate or available for use in any particular location. Those who choose to visit and use this Site do so of their own initiative and are responsible for compliance with local laws.
BY USING THE WEBSITE OR SERVICES, YOU REPRESENT AND WARRANT THAT YOU ARE AT LEAST THE AGE OF MAJORITY IN YOUR PROVINCE, TYPICALLY 18 OR 19 YEARS OLD, AND ARE OTHERWISE LEGALLY QUALIFIED TO ENTER INTO AND FORM CONTRACTS UNDER APPLICABLE LAW. Any individual using the Website or Services on behalf of a company further represents and warrants that they are authorized to act and enter into contracts on behalf of that company. This Agreement is void where prohibited.
Subject to your compliance with the terms and conditions of this Agreement, cmi media inc. grants you a non-exclusive, non-sublicensable, revocable as stated in this Agreement, non-transferable license to use the Website and Services. Except as expressly set forth herein, this Agreement grants you no rights in or to the intellectual property of cmi media inc. or any other party. The license granted in this section is conditioned on your compliance with the terms and conditions of this Agreement. In the event that you breach any provision of this Agreement, your rights under this section will immediately terminate.
CMI MEDIA INC., ON BEHALF OF ITSELF AND ITS LICENSORS AND SUPPLIERS, HEREBY DISCLAIMS ALL WARRANTIES. THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, CMI MEDIA INC., ON BEHALF OF ITSELF AND ITS LICENSORS AND SUPPLIERS, EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. NEITHER CMI MEDIA INC. NOR ITS LICENSORS OR SUPPLIERS WARRANTS THAT THE WEBSITE OR THE SERVICES WILL MEET YOUR REQUIREMENTS OR THAT THE OPERATION OF THE WEBSITE OR THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. NEITHER CMI MEDIA INC. NOR ITS LICENSORS OR SUPPLIERS HAS ANY LIABILITY WHATSOEVER FOR YOUR USE OF THE WEBSITE OR SERVICES.
YOU AGREE THAT YOUR USE OF THE WEBSITE AND SERVICES IS AT YOUR SOLE RISK. YOU WILL NOT HOLD CMI MEDIA INC. OR ITS LICENSORS AND SUPPLIERS, AS APPLICABLE, RESPONSIBLE FOR ANY DAMAGE THAT RESULTS FROM YOUR ACCESS TO OR USE OF THE WEBSITE, INCLUDING WITHOUT LIMITATION ANY DAMAGE TO ANY OF YOUR COMPUTERS OR DATA. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS.
THE LIABILITY OF CMI MEDIA INC. AND ITS LICENSORS AND SUPPLIERS IS LIMITED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CMI MEDIA INC. OR ITS LICENSORS OR SUPPLIERS BE LIABLE FOR SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOST PROFITS, LOST DATA OR CONFIDENTIAL OR OTHER INFORMATION, LOSS OF PRIVACY, FAILURE TO MEET ANY DUTY INCLUDING WITHOUT LIMITATION OF GOOD FAITH OR OF REASONABLE CARE, NEGLIGENCE, OR OTHERWISE, REGARDLESS OF THE FORESEEABILITY OF THOSE DAMAGES OR OF ANY ADVICE OR NOTICE GIVEN TO CMI MEDIA INC. OR ITS LICENSORS AND SUPPLIERS ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE OR SERVICES. THIS LIMITATION SHALL APPLY REGARDLESS OF WHETHER THE DAMAGES ARISE OUT OF BREACH OF CONTRACT, TORT, OR ANY OTHER LEGAL THEORY OR FORM OF ACTION. ADDITIONALLY, THE MAXIMUM LIABILITY OF CMI MEDIA INC. AND ITS LICENSORS AND SUPPLIERS TO YOU UNDER ALL CIRCUMSTANCES WILL BE $250 CAD. YOU AGREE THAT THIS LIMITATION OF LIABILITY REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN CMI MEDIA INC. AND YOU. THE WEBSITE AND SERVICES WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.
THE ABOVE DISCLAIMERS, WAIVERS AND LIMITATIONS DO NOT IN ANY WAY LIMIT ANY OTHER DISCLAIMER OF WARRANTIES OR ANY OTHER LIMITATION OF LIABILITY IN ANY OTHER AGREEMENT BETWEEN YOU AND CMI MEDIA INC. OR BETWEEN YOU AND ANY OF CMI MEDIA INC. LICENSORS AND SUPPLIERS. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES OR THE LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE DISCLAIMERS, WAIVERS AND LIMITATIONS OF LIABILITY MAY NOT APPLY TO YOU. UNLESS LIMITED OR MODIFIED BY APPLICABLE LAW, THE FOREGOING DISCLAIMERS, WAIVERS AND LIMITATIONS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE. CMI MEDIA INC. LICENSORS AND SUPPLIERS ARE INTENDED THIRD PARTY BENEFICIARIES OF THESE DISCLAIMERS, WAIVERS AND LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE WEBSITE OR OTHERWISE SHALL ALTER ANY OF THE DISCLAIMERS OR LIMITATIONS STATED IN THIS SECTION.
cmi media inc. does not control advertiser content posted via the site and, as such, does not guarantee the accuracy, integrity or quality of such content. You may be exposed to content that is offensive, indecent or objectionable to you the user. Under no circumstances will cmi inc. be liable in any way for any such content, including, but not limited to, any errors or omissions, or any loss or damage of any kind incurred as a result of the use of the content made available.
In the event that any provision of this Agreement should be held by a court of competent jurisdiction to be void, voidable, illegal or unenforceable in any respect, the remaining provisions hereof shall nevertheless remain in full force and effect as if such void, voidable or unenforceable provision had never been contained herein, said provision being deemed severable and immaterial to the extent permissible under applicable law; provided, however, that such severability shall not be effective if it materially changes the economic benefit of this Agreement to any party hereto.
The language of this Agreement shall be construed as a whole according to its fair meaning and not strictly for or against any party, and it is agreed that no provision hereof shall be construed against any party by virtue of the activities of that party or such party's attorneys.
Any claim or cause of action arising out of or related to use of the membership or the Agreement must be filed within one (1) year after such claim or cause of action arose.
This Agreement is binding upon all the parties hereto and their respective agents, representatives, affiliates, parents, subsidiaries, successors, beneficiaries, trustees, and assigns, and shall inure to the benefit of the parties hereto. Except as provided in this subparagraph, no other person or entity is an intended beneficiary of this Agreement.
This Agreement shall in all respects be governed by and construed and enforced in accordance with the substantive laws of the Province of Ontario. For purposes of any suit arising out of or relating to this Agreement or any breach of this Agreement, the parties hereto agree that venue shall lie exclusively in the Province of Ontario. The parties hereto each irrevocably consent to the jurisdiction of the Ontario Provincial Courts in connection with any action or proceeding arising out of or relating to this Agreement or any breach of this Agreement.
This Agreement may be executed and delivered in two or more counterparts, each of which, when so executed and delivered, shall be an original. As used herein, and unless otherwise expressly provided, the singular shall include the plural and the plural shall include the singular, and the masculine, feminine, and neuter genders are used interchangeably, as the context may require.
Failure to follow any of the aforementioned terms of agreement will result in your liability for any and all damages sustained including the goodwill of our company.
The failure to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. You also agree that your membership is non-transferable and any rights to your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.
We encourage you to revisit our website to keep informed of any changes.
| In a nutshell:
Read all the legal stuff.
You cant try to sue us and also make us pay for your legal bills.
If you want to sue us and waste your money and have a counter-lawsuit, you will have to do it in Ontario, Canada.
If something is wrong in these Terms & Conditions, it doesnt mean the whole document is invalid. Just that one part. Contact us if you have more questions.
|exclusion of liability|
|In no event shall cmi media inc. be liable for any direct, indirect, special, punitive, exemplary, consequential or other damages whatsoever, including but not limited to loss of use, economic loss, loss of data or loss of profits, without regard to the form of action arising out of or in connection with your use or access of the Site or its content.|| In a nutshell:
You cant sue us if your computer crashes while browsing our webste.
|You acknowledge and agree that any actual or threatened breach of this Agreement or infringement of proprietary or other third party rights by you would cause irreparable injury to cmi media inc. group of companies and subsidiaries and/or third party partners, and would therefore entitle the aforementioned, as the case may be, to injunctive relief.|| In a nutshell:
More legal stuff -- injunctive relief.
contact us using the information below.
Every complaint or challenge regarding our compliance with this Policy will be investigated, and where a deficiency is found to exist, we will take appropriate measures to address it. This may include amending our policies and procedures as necessary. We will also cooperate with regulatory authorities to resolve any complaints that cannot be resolved between us and an individual user.
cmi media inc.,
10685-B Hazelhurst Dr. # 2461
| In a nutshell:
How to reach us.